Private Health Insurance

Here is the latest information about private insurance companies who provide reimbursment for the services of an independent/private midwife covering homebirth or other midwifery services in Australia. We advise that you check your individual situation with your individual insurer and what level of cover is required for which services; also to check whether smaller amounts may be eligible for rebate (ie prenatal education/care and postnatal care). You may need to confirm arrangements and reimbursement amounts in writing with the insurer before the birth.

Please email additions or updates to admin(at)homebirthsa.org.au

 

ALPHABETICAL LISTING BY COMPANY NAME

AHM Australian Health Management - Provides $600 cover for a homebirth assisted by a midwife with Top Hospital and Family Hospital cover.

Australian Unity - Up to $3000 per financial year for ante-natal, post-natal appointments and birth. Cover is available on Comprehensive Hospital policy and Life Choices Plus but will be subject to a number of variables (eg. Number of years with Australian Unity) and is subject to prior application and approval. (Merged with Grand United Health in 2005)

Defence Health - Only for defence personnel, cover up to $1000 for birth plus $500 for ante and post-natal visits per financial year.

HBA - Not covered.

HBF (WA Hospital Benefit Fund) - Not covered.

HCF - Not covered. (Merged with Manchester Unity).

Health Partners - Not covered.

MBF - Not covered.

Medibank Private - Not covered.

Mutual Community - Not covered.

NIB - Not covered.

Police health fund - Only for police force members, contact fund.

RT health fund - Need extras cover, up to $330 for birth and $30 per antenatal/postnatal visit.

SGIC - Not covered.

Teachers Federation Health - Open to members of union and top extras, up to $1500 including birth and a maximum of $650 for antenatal and postnatal visits, 9 month waiting period.

 

Updated by Homebirth Network of SA, August 2009.